What is a Business Loan?

A business loan is a financing solution designed to help businesses meet their operational, expansion, or capital requirements. Depending on the lender and business profile, business loans may be secured or unsecured and are available for different purposes such as purchasing equipment, expanding operations, managing working capital, hiring staff, or upgrading infrastructure.

Business loans are available to sole proprietors, partnerships, LLPs, private limited companies, startups, and MSMEs, subject to lender eligibility.


Apply for loan
home logo

Get Business Loan Offers

Now apply for a Business Loan online, All you need to do is provide your details below application form.

I hereby appoint E-max Loans as my authorised representative...

Why Choose EMAX Loans?

Finding the right personal loan involves more than comparing interest rates. Every lender has different eligibility requirements, documentation standards, approval processes and repayment options.

At EMAX Loans, we provide personalized loan advisory services to help you choose a loan that aligns with your financial goals.

End-to-End Consultation

We understand your requirements and guide you through every stage of the loan process.

Documentation Support

Our experts help you prepare and organize all required documents accurately.

Profile Evaluation

We assess your profile to identify the lenders most suitable for your financial requirements.

Bank & NBFC Coordination

We coordinate directly with banks and NBFCs to ensure a smooth and hassle-free loan process.

Faster Processing

Our streamlined process helps minimize delays and speeds up loan approvals.

Better Approval Chances

Strategic lender selection and proper documentation improve your chances of loan approval.

Benefits of a Business Loan

A business loan can provide financial flexibility and support long-term business growth.

Business Expansion

Invest in new branches, machinery, infrastructure, or inventory.

Working Capital Support

Manage day-to-day operational expenses without affecting business continuity.

Flexible Loan Amounts

Loan amounts depend on lender policies and business eligibility.

Competitive Interest Rates

Compare offers from multiple banks and NBFCs to find suitable financing options.

Flexible Repayment Options

Choose repayment tenures that align with your business cash flow.

Business Loan Eligibility Criteria

Eligibility varies by lender, but common requirements include:

Eligibility Criteria Typical Requirement
 Business Type Proprietorship, Partnership, LLP, Pvt. Ltd., MSME
 Business Vintage As per lender policy
 Annual Turnover Subject to lender criteria
 Credit Profile Good repayment history preferred
 Business Stability Active business operations
 Bank Statements As required by lender
Disclaimer: Meeting these requirements does not guarantee approval, as each lender conducts its own assessment.

Compare Online Business Loans from Our Top Lenders

Business loan interest rates vary depending on factors such as business profile, turnover, credit history, loan amount, repayment tenure, and lender policies.

Interest Rate

17% onwards

Tenure

Min. 3 Years

Lowest EMI per lakh

₹ 2,432

Part Prepayment Charges

Nil

  • Processing Fee - Up to 1.75% of loan amount + applicable taxes
  • Loan Amount - Min. Rs. 50,000 & Max Up to Rs. 50 Lakh
  • Foreclosure Charges - Nil
Interest Rate

11.90%

Processing Fee

Rs. 499

Lowest EMI per lakh

₹ 2,628

Part Prepayment Charges

Not Allowed

  • Tenure - From 12 months to 48 months
  • Loan Amount - Min ₹ 50,000 and Max ₹ 50 Lakh
  • Foreclosure Charges - Allowed after 12 EMI's, 2 - 4%
Interest Rate

16.50%

Lowest EMI per lakh

₹ 3,540

Part Prepayment Charges

22 to 60 years

Early Foreclosure Charges

Allowed after 6 EMI's, 5%

  • Tenure - From 12 months to 36 months
  • Processing Fee - Starting from 0.99%, Up to 2%
  • Loan Amount - Min ₹ 1 Lakh and Max ₹ 40 Lakh
Interest Rate

22.00%

Processing Fee

2.00%

Lowest EMI per lakh

₹ 3,151

Part Prepayment Charges

Not Allowed

  • Tenure - From 12 months to 48 months
  • Loan Amount - Min ₹ 1 Lakh and Max ₹ 9 Lakh
  • Foreclosure Charges - Allowed after 6 EMI's, 4 - 5%
Interest Rate

19.00%

Lowest EMI per lakh

₹ 2,990

Part Prepayment Charges

Not Allowed

  • Tenure - From 12 months to 48 months
  • Processing Fee - From 1.50% to 2.50%
  • Loan Amount - Min ₹ 5 Lakh and Max ₹ 50 Lakh
  • Foreclosure Charges - Allowed after 6 EMI's, 4.5% of outstanding balance
Interest Rate

18.00%

Processing Fee

Upto 2% of loan amount

Lowest EMI per lakh

₹ 2,938

Part Prepayment Charges

Allowed after 1 EMI's, 2%

  • Tenure - From 12 months to 48 months
  • Loan Amount - Min ₹ 5 Lakh and Max ₹ 30 Lakh
  • Foreclosure Charges - Allowed after 1 EMI's, 4%
Interest Rate

17.00%

Processing Fee

2%

Lowest EMI per lakh

₹ 2,886

  • Tenure - From 12 months to 48 months
  • Loan Amount - Min ₹ 1.50 Lakh and Max ₹ 20 Lakh
  • Foreclosure Charges - Allowed after 6 EMI's, 3 - 7%
  • Part Prepayment Charges - Allowed after 6 EMI's, 3 - 7%
Interest Rate

12.25%

Processing Fee

1.00%

Lowest EMI per lakh

₹ 2,237

Part Prepayment Charges

Allowed after 1 EMI's,

  • Tenure - From 12 months to 60 months
  • Loan Amount - Min ₹ 50,000 and Max ₹ 5 Lakh
  • Foreclosure Charges - Allowed after 1 EMI's, Before 6 months - 2%, After that Nil prepayment charges
Interest Rate

16.00%

Lowest EMI per lakh

₹ 2,432

Part Prepayment Charges

Not Allowed

Foreclosure Charges

5% charges

  • Tenure - From 24 months to 60 months
  • Processing Fee - Maximum 2% of the loan
  • Loan Amount - Min ₹ 3 Lakh and Max ₹ 75 Lakh
Interest Rate

16.25%

Processing Fee

1.80-2.20% of loan amount

Lowest EMI per lakh

₹ 3,528

Part Prepayment Charges

Not Allowed

  • Tenure - From 12 months to 36 months
  • Loan Amount - Min ₹ 1 Lakh and Max ₹ 10 Lakh
  • Foreclosure Charges - Allowed after 12 EMI's, NIL foreclosure charges
Interest Rate

11.20%

Processing Fee

From 2% to 3%

Lowest EMI per lakh

₹ 2,594

Part Prepayment Charges

3%

Foreclosure Charges

Allowed after 6 EMI's, 3%

  • Tenure - From 12 months to 48 months
  • Loan Amount - Min ₹ 5 Lakh and Max ₹ 100 Cr

* Note:

Interest rates, loan terms, and eligibility may vary across banks and NBFCs. Connect with EMAX Loans to compare suitable loan offers based on your financial profile.

Documents Required for a Business Loan

Commonly required documents include:

Identity Proof

Identity Proof

  • PAN Card
  • Aadhaar Card
  • Passport
  • Voter ID
Address Proof

Address Proof

  • Business Address Proof
  • Utility Bills
  • Rental Agreement (if applicable)
Income Proof

Financial Documents

  • Bank Statements
  • Income Tax Returns (ITR)
  • Profit & Loss Statement
  • Balance Sheet
Employment Proof

Employment / Business Proof

  • GST Registration
  • Udyam Registration (if applicable)
  • Business Registration Certificate
  • Partnership Deed / MOA / AOA (as applicable)

Types of Business Loans

Different businesses have different financing requirements. Common business loan options include:

Working Capital Loan

MSME Loan

Startup Business Loan

Machinery Loan

Equipment Financing

Invoice Financing

Business Expansion Loan

Commercial Vehicle Loan

Term Loan

Overdraft Facility

Business Loan EMI Calculator

Understanding your monthly repayment obligations is an important part of financial planning.

Loan Amount
Interest Rate
Loan Tenure

Use our Business Loan EMI Calculatorto estimate your monthly EMI based on:

How to Apply for a Business Loan at Emax Loans?

Get your loan approvals in 5 simple steps.

Tell Us About Your Business

Share your business details, funding requirements, and preferred loan amount.

1

Speak with Our Business Loan Advisors

Our experts assess your business profile and understand your financing needs.

2

Compare Business Loan Offers

Review suitable loan options from multiple banks and NBFCs based on your eligibility.

3

Complete Documentation

Submit the required business and financial documents with guidance from our team.

4

Application Support

We coordinate with the selected lender and assist you throughout the application process.

5

Frequently Asked Questions

Find answers to common questions about auto loans.

Yes, you can repay your business loan before the end of the tenure. Early repayment helps reduce your overall interest cost. However, depending on your loan agreement, a small prepayment or foreclosure charge may apply.
Yes, we offer refinancing options that allow you to transfer your existing business loan to us at more competitive interest rates and better repayment terms. This can help reduce your EMI burden, improve cash flow, and support better financial planning for your business.
You should apply for a business loan when you need funds to grow or manage your business effectively. Proper timing ensures better utilization and repayment.
  • For business expansion or scaling operations
  • To manage working capital needs
  • To purchase machinery, tools, or inventory
  • To handle seasonal cash flow gaps
  • When your business has stable income
We provide business loan services across India through both online and offline channels. You can apply easily from anywhere through our website or contact us to visit the nearest branch for personalized assistance.

Emax Loans is online Loan Solution portal where Customer can easily apply for various types of Loans and other financial products as per their requirements. We match your requirements with best banks and provide best services. Emax Loans provides quick and hassle free services.

  • Call us on

    +91-8800674184
    011-40537751

  • Monday - Sunday : 11:00am - 6.30pm

  • Address : Office No-105, 1st Floor, Plot No-19/B Veer Savarkar Block, Near Nirman Vihar Metro Station, Shakarpur, Nirman Vihar
    Delhi - 110092

    Business E-mail
    care@emaxloans.com

  • Let's connect on Social

Emax Loans
Top